As an employee in the care of Ball Peoples, you have access to a number of helpful explanations and tools designed to help guide you through the confusing and perpetually changing world of insurance.  Below are brief summaries of what you will find in the "Employee Services" subsection.

Cost-Saving Solutions- The menu item, "Cost-Saving Solutions," will give you information about ways you can better and more efficiently utilize healthcare.  you will find information on Minute Clinic, RediClinic, generic drug options, and urgent care.

HSA Calculator- Bank of America's HSA calculator allows you to input your own personal HSA parameters and get a good idea of how your money will grow in your account over time.  We highly suggest that employees interested in the HSA utilize this tool to help comprehend how the account works and to help employees plan for their future utilization.

Carrier Websites- You will also find links to carrier websites in case you have a question that would be better answered by an insurance company than your agent.

Insurance Glossary- If you do not understand an insurance term in your benefits summary or in your policy conditions, this link provides basic definitions to help you better understand your coverage.

COBRA Flowchart- This flowchart is provided by the U.S. Department of Labor.  If you want information about COBRA, this resource will provide you with a basic understanding.

FAQ- Our service department takes a lot of calls about a lot of different aspects of insurance.  We have compiled our most frequently asked questions and written straight-forward responses.  We hope this subsection will help your understanding of your coverage and conditions of that coverage.

If you cannot find what you need here, call into our office and we would be happy to assist you.